Document the strategy
Allocation targets, commitment pacing, liquidity rules, the family’s plans and constraints. Written down in one system, versioned, instead of living in a deck nobody reopens.
The operating layer for complex families.
The strategy, the forecast and the operations, in one system. Lumey is where a family’s investment strategy is written down, turned into a cash flow plan, kept current as actuals arrive, and carried out. On top of your portfolio management system.
What we build
Your portfolio management system tells you where you have been. Lumey tells you where you are heading.
Today the strategy lives in a deck, the forecast in a spreadsheet and the operations in inboxes, while the PMS records what has already happened. Lumey holds the first three in one system and keeps them consistent with the fourth. Built for the complex setups: many legal entities, several tax jurisdictions, dozens of banking relationships.
01
02
Keep the forecast on the latest understanding
A cash flow plan for every entity and currency, maintained rather than rebuilt. As calls, distributions and valuations arrive, the J-curve assumptions are revised logically and the plan moves with them.
03
Run the operations
Payments, capital calls, distributions, funding between entities, fees and tax. Each with an owner, a date and the account it moves from, and each linked to the plan it came from.
04
Execute the strategy
New commitments, rebalancing and pacing decisions taken against the documented targets, tracked to completion, and reflected in the forecast the day they are made.
On top of your PMS
The layer above your portfolio management system, not a replacement for it
Holdings, valuations and transactions arrive from your PMS, your banks and your fund administrators. Lumey never asks you to retype them and never becomes a second book of record. It adds what they do not have: the strategy written down, a cash flow plan kept on the latest understanding, and the operations and execution that carry each decision through.
Who it is for
Built for family offices with a PMS in place.
Your portfolio management system records and reconciles what you hold. Lumey adds the layer on top: where the money is going, what has to happen to get it there, and the relationships and workflows that make it happen.
Analytics · where the money is going
Liquidity for every entity, years ahead, with the family’s plans inside it.
- Built from the positions and cash the PMS already holds, with commitments, obligations and plans layered on.
- Public markets, private funds on their J-curves, real assets and credit, each forecast in its own way and consolidated by entity and currency.
- Scenarios against the base case: a sale, a new commitment, a drawdown, a purchase the principals are considering.
Operations · what has to happen
Every movement across every entity, with an owner and a date.
- One operational calendar of calls, distributions, funding, fees and tax across every entity, each with an owner.
- Each movement linked to the forecast it came from, so the calendar and the numbers never drift apart.
- Authority levels and a full audit trail, so the work survives the person who set it up.
Relationships · tasks · workflows
What the family says in a meeting becomes what the office does next, on one record.
- Relationships built in. People, entities, advisers, banks and every interaction with them live in the same system as the holdings and the plan. No separate CRM to keep in step.
- Tasks and workflows. Every operation is a workflow with steps, owners and dates. Nothing lives only in an inbox or one person’s memory.
- Interaction data drives operations. A meeting note becomes a decision in the plan and a workflow to carry it out, traceable from the conversation to the transfer.
Principles
Built the way serious money expects.
I
Strategy lives in the system
Targets, pacing and constraints are records, not slides. Every decision is checked against them.
II
Every number shows its source
Where it came from, confirmed or estimated, and when it was last checked.
III
J-curves on the latest understanding
Assumptions are revised logically as calls and distributions arrive, never silently overwritten, and the plan follows.
IV
Plans become work
A capital call, a payment or a new commitment becomes tasks with owners and dates, linked to the plan it came from.
V
Built for the complicated
Twenty entities, six banks, four currencies, three tax residences. The normal case here.
VI
Private by design
Authority levels, full audit trails and a client boundary from day one.
Contact
Want to be part of the pilot?
We are open to talking with families and family offices who would like to join our pilot ahead of the soft launch, targeted for Q1 2027. If your setup is complicated, we would like to hear from you.
We reply personally within a few days. No newsletters, no lists.
Thank you.
We have your note and will be in touch about the pilot shortly.
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